Q. How does it work?
A. Simply plug in a few simple facts about yourself (age, salary, zip code, dependents) and the site will present you with a list of health insurance plans with estimates of any subsidies that you qualify for, as well as a list of plan price quotes and their details. You can then choose whether you want to purchase one of the plans, or if you want to explore other options or speak to a human, you can click to reach one of our specialists who will answer any questions you may have about your own specific situation. If nothing meets your needs, you can simply choose to do nothing further and that’s the end of it. It’s fast, and simple.
Q. Am I obligated to buy?
A. No. We want everyone who is looking for individual health insurance to have the chance to shop multiple carriers quickly and easily, without wading through complex websites. Insurance is complex enough, we’re just trying to help make comparing estimates, simpler.
Q. What about government subsidies?
A. Our comparing tool will help determine any subsidies that you qualify for, based on the information that you plug in. If you qualify for any subsidies, the amount will be shown right on the screen and factored into the estimates of all your health insurance plans.
Q. What if my living situation is complex?
A. Many people have non-standard dependent situations that can be confusing when it comes to determining subsidy amounts. In this case, we suggest reaching out to one of our experts who can more quickly help you wade through the options available to your personal situation during a no-obligation phone call. Feel free to click the contact button in our estimation tool, or call us at 800-849-1921.