The food industry carries a great risk for injury, with chefs, servers, bartenders, and caterers susceptible to cuts, burns, and slips. An injury in the food or beverage industry can result in expensive hospital bills, extended time off work, and leave businesses responsible for reimbursing employees for lost wages.
Workers’ Compensation insurance is specific insurance that covers an employer’s liability for injuries, disability or death to their employees, as required by state or federal workers’ compensation laws and other statutes. A full workers’ compensation insurance package protects businesses from medical costs associated with injuries, and partially reimburses for missed wages. Having workers’ comp insurance set up for your food or beverage business protects you just as much as it does your employees.
Workers’ Comp Insurance Benefits Your Business
Accidents happen, but workers’ comp insurance provides your business with an invaluable safety net that prepares you for such unfortunate events. Workers’ Compensation insurance provides benefits to employees with work-related injuries or illnesses, including medical, wage loss, and death benefits.
What is Covered in a Workers’ Comp Policy?
Workers’ comp coverage differs from state to state, but the policy often covers employees and owners from injuries or illnesses that occur as a result of or during their job duties. These policies often cover the following:
- Medical expenses
- Lost wages
- Death benefits
- Lawsuit protection
How Much Does Workers’ Compensation Insurance Cost?
While the cost for insurance varies from business to business, we know that those in the restaurant business are extremely busy. So we’ve made things fast and easy with our new online quote indication tool. Click the button below to start the process and receive your online workers compensation policy quote indication in seconds! It couldn’t be easier to compare against what you are currently paying, or to find this coverage for the first time, without having to visit an office or pick up the phone.
How It Works
A little bit of information and a few minutes of your time gets you an instant workers’ compensation quote.
Ready to Make Your Workers Comp Fast and Easy?
Skip the office appointment and headaches. We’ve built an easy to use online form that you can use to receive an instant quote indication on this important protection! Give it a spin now!