By many, the game of golf has been called “A good walk spoiled”. It is a wonderful game and business, but it also poses a unique set of potential risks that can, without proper insurance coverage, create significant expense for a golf facility. Every golf and country club is different and requires a customized risk reduction plan.
Wells Insurance specializes in protecting Golf and Country Clubs. With over a century of experience offering insurance solutions, Wells can help you protect the finances, members/guests, amenities, and staff that you as an operations leader have been entrusted to protect.If you’re looking for an agency with a high-level of experience and industry knowledge of the Golf and Club business, look no further than Wells Insurance.
As a former golf professional, our Golf & Country Club Account Executive Rhett Graham has served in many roles in the industry – from the PGA Tour, the Waste Management Phoenix Open, to exclusive high-end clubs, daily fee public courses and tournament management. This experience provides a unique perspective in advising risk management for golf and country clubs. It’s safe to say we “speak the language.”
Rhett is well versed in developing comprehensive programs tailored specifically around your needs— General Liability, Wind and Hail, Pollution, Tees/Greens/Fairways, Workers Compensation, Business Auto, Cyber Liability, Executive Liability (D&O, Fiduciary, EPLI), Sexual Abuse and Molestation, and more. In addition, Food & Beverage, golf operations, social events, clubhouse operations, swimming, fitness center and more each pose their own level of significance to the Club, and require informed consideration to properly address your coverage.If you are a coastal Golf Club owner or manager, you know that your business has a lot of risk exposures from tee to green and beyond. We have access to all the carriers writing coastal Golf and Country Clubs, so we can find the right fit for your Club.
Coastal courses have more risk exposures than inland courses do—meaning there are far fewer carriers willing to take on that business. This is where our experience and market access comes in handy: by matching up the right carrier for your needs and taking care of everything from start to finish, we make managing your club’s insurance easier, smarter, and help you protect your Club from coverage gap “hazards”.At Wells, we have a robust relationship with the insurance marketplace geared to address the nuances and intricacies of the Golf and Country Club industry. We have access to all the carriers covering the golf industry, which sets us apart from your local agent down the street or the insurance guy in your club membership.
It is important that you feel comfortable not just with your insurance agency, but also with your agent. Our Golf and Country Club Insurance specialist, Rhett Graham, is experienced in the golf industry from the inside out, is knowledgeable about coverage options, and can assist you in finding solutions for your club’s specific needs, no matter how complex they may be.
Additionally, we provide risk management services tailored specifically to golf courses including loss control programs such as safety manuals, training content for your maintenance team, and more. Although our footprint begins in the Carolinas, our solutions and capabilities reach from the coast to the mountains to the desert and beyond.Ask any golfer about the discomfort they experience when faced with a “blind” shot on the golf course – it’s unnerving not seeing the whole picture. With that in mind, it’s paramount that you see the entire picture of the insurance marketplace!
When it comes to golf and country club insurance, some carriers can be hesitant to take on any risk of loss. They have their own priorities and appetites for risk and will only work with clubs that fit their mold. It can be challenging to find a carrier to take on risks like junior camps, coastal locations, providing proper debris removal limits and more. Some carriers just don’t want to take that on.
At Wells we know who to talk to…and we have a boldness to ask carriers for solutions on behalf of our insureds. Just because you’ve been told one thing by your current agent, doesn’t mean that coverage for your course or Club can’t be found. Give us an opportunity and let us leverage the boldness that we have to the benefit of you and your Club! Our advantage becomes clear when we sit across the table from you. Because our team has come from the golf business, we know the exposures the maintenance department encounters, the choices and decisions your directors and officers face, the expectations your members and guests hold – and many more. If you’ve been seeking a better solution to the challenges your Club is facing, Wells Insurance can help.
To learn more about our Golf program, we encourage you to reach out to our Golf and Country Club executive, Rhett Graham by email or connect with him on LinkedIn.
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