Smiling elderly man sitting with a cane looking up at a caregiver who is gently touching his shoulder.

Home Health Care

Insurance that protects your care—and your reputation.

Home health, hospice, and personal care agencies face complex risks every day. Wells helps you stay compliant, protected, and confident—so you can focus on the people you serve.

Talk with Our Team

Every caregiver interaction is a moment of trust. We help you protect that trust with thoughtful insurance solutions that manage risk, maintain compliance, and sustain your mission of care.

Professional liability, workers’ compensation, auto, cyber, and abuse coverage - our programs safeguard your staff, clients, data, and reputation in every environment where care happens.

Nurse measuring elderly woman's blood pressure in a cozy living room with warm lighting.

Our risk advisors help you identify gaps, train staff, and strengthen processes—from patient transport protocols to HIPAA compliance and incident response.

Healthcare worker in blue scrubs checking blood pressure of elderly woman sitting by a table near a window.

When you add new services, expand across state lines, or scale staffing, we help ensure your coverage keeps pace—so growth never leaves you exposed.

Healthcare professional with a stethoscope showing information on a laptop to an elderly woman in a kitchen.

Care backed by clarity

We understand the weight of running a care agency.

Between regulations, staffing, and patient safety, you carry a lot. Our team helps lift that load—bringing 100+ years of experience and strong carrier relationships built for healthcare operations.

Specialized Protection

Coverage for home health, hospice, and personal care providers—customized for your unique operations.

Compliance Confidence

We understand Medicare, state licensing, and credentialing requirements, and help keep your coverage aligned.

Staffing Stability

Protect your employees, volunteers, and contract caregivers under programs designed to reduce Human Resource and Employment Practices Liability risk.

Trusted Relationships

We partner with leading healthcare carriers and stay engaged with associations that shape the industry’s standards.

A photograph of a smiling nurse assisting an elderly woman

Hear from clients

"I have been a Wells customer for five years now and have been very pleased both with the pricing I receive for my policies as well as their customer service. Whenever I have a need, the Wells staff is very quick to respond."

Van L

Home Health Company owner and Wells Client

Job interviewer typing on a laptop with a resume and pen on the table, and interviewee's hands clasped in the foreground.

Zywave Client Portal

Compliance and safety resources for healthcare leaders

As a Wells client, you get more than just coverage — you get access to the Zywave Client Portal, your all-in-one resource hub. From compliance alerts and HR templates to benchmarking reports and document storage, it’s everything you need to stay ahead and stay organized.

Explore Zywave Client Portal

Coverage that lets you focus on care.

Let’s safeguard your staff, clients, and operations.

Start a Conversation

Why agencies choose Wells

We help care providers stay compliant, control costs, and protect the people who make their mission possible.

Connect with Our Team

01

Custom programs for home health and hospice agencies

02

Carrier relationships built for healthcare risks

03

Risk guidance that scales with your operations

Modern cityscape with glass skyscrapers and a large glass dome reflecting sunlight at sunset.

Global Strength, Private Access

Global connections. Local commitment.

As an Assurex Global partner, Wells connects your agency to specialized healthcare markets and risk resources across the world—while keeping your point of contact right here at home.

‍

This partnership means you receive the scale and innovation of a global broker with the personal attention of a regional firm that understands your mission and your margins.

Discover the Wells Advantage

600+

Partner offices worldwide

World’s largest privately held broker

$46B+

In insurance premiums managed together

Home Health Care Insurance FAQs

Guidance for agency owners navigating compliance, claims, and coverage decisions.

Protect your caregivers.
Protect your mission.

Let’s build a program that grows with you.

Talk with an Advisor

Professional liability, workers’ comp, cyber, abuse/molestation, and auto liability are key. We help you tailor limits and endorsements to your exposures.

We collaborate with carriers familiar with CMS and state guidelines to ensure coverage aligns with your licensing, contracts, and reimbursement programs.

Yes. We offer solutions to protect both W-2 employees and contract caregivers under one coordinated program.

Protect your caregivers.
Protect your mission.

Let’s build a program that grows with you.

Talk with an Advisor

Get in touch with our home healthcare team.

Tell us about your agency—our advisors will follow up to discuss your coverage options.

Blurred image of five medical professionals standing and discussing in a bright room.

“We used to dread renewals - now we actually understand what we’re buying and why it matters. Wells made insurance make sense again.”

Elias B

Home Health client

Thank you for your submission!

Oops! Something went wrong while submitting the form.

Insurance that protects your care—and your reputation.

Every caregiver interaction is a moment of trust. We help you protect that trust with thoughtful insurance solutions that manage risk, maintain compliance, and sustain your mission of care.

Comprehensive coverage for complex care

Reducing risks beyond insurance

Adapting protection as your agency grows