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Commercial Marine Insurance

Commercial Marine Insurance Built by Those Who Know the Water.

From charter operators to yacht builders and marinas, Wells crafts insurance programs grounded in coastal experience, trusted carrier relationships, and a deep understanding of maritime risk.

From the docks to the shipyards, we’re more than your insurance broker—we’re part of your crew, dedicated to protecting the people, vessels, and livelihoods that keep our coast moving.

Every marine business is different. Whether you operate a marina, charter service, or marine contracting business, we design coverage around how you actually work - not just a one-size-fits-all policy.

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Our commercial marine advisors understand the realities of your world - crew liability, environmental risk, subcontractor exposures, and equipment on or off the water. We identify potential gaps before they impact your bottom line.

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As an Assurex Global partner, Wells connects local clients to one of the world’s most powerful networks of marine carriers and advisors - without losing the personal service that defines us.

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Proof, not promises

A Century of Navigating Risk at Sea and Shore.

Purpose-built insurance programs from a team that lives and breathes marine.

Carrier Access

Long-standing partnerships with top marine insurers give our clients exclusive program advantages.

Claims Advocacy

When incidents happen, we move fast—working directly with carriers to get you back on course.

Coastal Legacy

Four generations rooted in coastal industry - our history is built on protecting those who work the water.

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From the mouths of clients

"From the moment I contacted Wells Marine it has been a great experience, the customer care I received is second to none. I have referred others to my advisor Lauren at Wells Marine for what I know will be a great outcome."

Captain Jack Morgan

Wells Marine Client
A blurred photograph of an open office
From the mouths of clients

“We love Wells Insurance! They got us a good price and were always quick to respond to our emails. Wells has by far the most helpful, efficient, and professional insurance agents we have ever come across.”

Bankura M

Marine Client
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Resources That Work as Hard as You Do.

Through the Wells client portal, you’ll gain access to practical tools designed to help you prevent losses, manage compliance, and train your team—so you can stay focused on running your operation.

Zywave Client Portal

1. Connect with Our Team

Share your operations, vessels, and goals.

2. Customize Your Program

Our advisors outline options clearly so you can choose confidently.

3. Navigate with Confidence

Partner with Wells for ongoing guidance and support.

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Wells Is an Assurex Global Equity Partner

As part of Assurex Global, the world’s largest privately held risk management network, Wells offers our marine clients access to unmatched carrier connections and shared industry insight.

That means you get the scale and resources of an international brokerage—with the personal service, consistency, and trust that have anchored Wells Insurance for over 100 years.

100+
Years serving coastal businesses
$46B+
In total premiums managed together
730+
Partner offices on six continents

We design Commercial Marine programs around the specific risks tied to operating, servicing, or working around watercraft and marine facilities. Depending on your operation, coverage may include:

• Marine General Liability – protection for bodily injury and property damage arising from your operations.

• Marina or Shiprepairers Legal Liability – when customers’ vessels are in your care, custody, and control.

• Marine Contractor Legal Liability – for work involving docks, piers, marine structures, or salvage operations.

• Protection & Indemnity (P&I) – coverage for crew injury and onboard maritime liabilities.

• Pollution Liability – safeguards against environmental damage claims.

• Professional Liability – for surveyors, licensed captains, engineers, and other specialized services.

• Tools, Equipment, Cyber & Crime Coverages – protection for operational assets and modern exposures.

Every program is tailored to your contracts, regulatory requirements, and how your business actually runs.

Maritime operations face unique legal and environmental liabilities that typical commercial policies don’t cover. Wells builds programs around those risks— helping you protect your vessels, employees, and operations.

Yes. While our roots are coastal, we insure marine businesses nationwide through our long-standing carrier relationships and globally through our Assurex Global partnership.

Our dedicated marine advisors coordinate directly with carriers to ensure fast, fair resolution—so you can get back on the water quickly and with confidence.

Our team provides access to risk management resources that help prevent losses, train crews, and meet Coast Guard, OSHA, and environmental compliance requirements—through our client portal and carrier partners.

Start the Conversation

Tell us a little about your operation, and a member of our marine team will reach out to discuss your coverage needs and help you navigate your next steps.

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“Awesome folks who bend over backwards to exceed expectations!”

Ben W
Marine Client
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