Questions About Commercial Marine
Insurance?
Here are a few we hear most often.
We design Commercial Marine programs around the specific risks tied to operating, servicing, or working around watercraft and marine facilities. Depending on your operation, coverage may include:
• Marine General Liability – protection for bodily injury and property damage arising from your operations.
• Marina or Shiprepairers Legal Liability – when customers’ vessels are in your care, custody, and control.
• Marine Contractor Legal Liability – for work involving docks, piers, marine structures, or salvage operations.
• Protection & Indemnity (P&I) – coverage for crew injury and onboard maritime liabilities.
• Pollution Liability – safeguards against environmental damage claims.
• Professional Liability – for surveyors, licensed captains, engineers, and other specialized services.
• Tools, Equipment, Cyber & Crime Coverages – protection for operational assets and modern exposures.
Every program is tailored to your contracts, regulatory requirements, and how your business actually runs.
Maritime operations face unique legal and environmental liabilities that typical commercial policies don’t cover. Wells builds programs around those risks— helping you protect your vessels, employees, and operations.
Yes. While our roots are coastal, we insure marine businesses nationwide through our long-standing carrier relationships and globally through our Assurex Global partnership.
Our dedicated marine advisors coordinate directly with carriers to ensure fast, fair resolution—so you can get back on the water quickly and with confidence.
Our team provides access to risk management resources that help prevent losses, train crews, and meet Coast Guard, OSHA, and environmental compliance requirements—through our client portal and carrier partners.


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