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Boat & Marine Insurance

Protection for life on the water

From skiffs to yachts, Wells Marine helps you protect what moves you—with coverage built by a team that lives and breathes boating, serving clients from the Carolinas to coasts nationwide.

Get a Marine quote

The water isn’t just our business—it’s where we belong.
Our marine team is dedicated to the boating life in every sense, from working with The Qualified Captain to sponsoring beach cleanups, charity events, fishing tournaments, and regional boat shows. We show up where boaters gather—because protecting the lifestyle starts with being part of it.

From fishing boats and sailboats to yachts and personal watercraft, Wells Marine aligns your policy to your vessel’s value, use, and navigation range. Options include Hull and Motor, Liability, Towing, and Personal Property protection—all customized to how and where you boat.

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Our marine advisors manage every detail—from quoting to renewal—to keep you covered with confidence. You’ll always work with someone who understands the lifestyle, language, and nuances of marine coverage.

Three smiling adults wearing sunglasses standing outdoors by a body of water on a sunny day.

Carriers reward safe boaters. We help you qualify for savings through safety certifications, accident-free operation, multi-vessel policies, and bundling with home or auto insurance.

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Why boaters choose Wells

Built on experience. Anchored in service.

For over a century, Wells has protected life on the water. Our dedicated marine division focuses solely on boat and marine insurance—bringing clarity, choice, and confidence to every policy.

Marine-only focus

Our advisors work exclusively in marine insurance—it’s not a sideline, it’s all we do.

Depth of carriers

Access to AM Best A-rated insurers means better coverage and pricing tailored to your vessel and lifestyle.

Claims advocacy

We guide you through the process when the unexpected strikes—so you’re never left navigating alone.

National reach

Based in Wilmington, NC, and serving boaters across the U.S., our clients span coastal and inland waters nationwide.

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What boaters are saying

"My Wells Marine agent Ashley, is the best agent I have ever worked with. Even the company we bought the boat from complemented her way of handling business. She's a keeper!"

Bettina B

Wells Marine Client
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What boaters are saying

"Since the very start with Wells Marine Insurance, every time I have a question or concern they are on it with a positive result. Anytime someone asks about Insurance I give them Wells contact info."

Jack Morgan

Boat Captain and Marine Client
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What boaters are saying

“We love Wells Insurance! They got us a good price and were always quick to respond to our emails. Wells has by far the most helpful, efficient, and professional insurance agents we have ever come across.”

Bankura M

Marine Client

Set sail with confidence

Let’s protect your time on the water.

Get a Quote
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The Wells App

Your coverage, always within reach

Whether you’re docked, offshore, or on the go, the Wells App keeps your marine coverage close at hand—so managing policies feels as effortless as a day on the water.

Learn about the Wells App
The Wells App

Ready to get on board?

Start your quote in minutes.

Start your quote

01

Tell us about your vessel.

02

We’ll shop top marine carriers for your best fit.

03

Review your options with a Wells Marine advisor.

Common questions about Boat & Marine Insurance

Answers for individuals, families, and employers.

Still have questions?

Clear answers for confident boating.

Speak with a Marine advisor today

It typically includes hull and motor damage, theft, vandalism, liability, and medical coverage—plus addidional coverage options for towing, equipment, and personal property protection.

Yes. Weather, theft, and storage risks don’t take a season off. Continuous coverage keeps your vessel protected.

Absolutely. Multi-policy discounts are available through our network of carriers.

Contact your Wells Marine advisor first—we’ll guide you through every step to make the process smooth and stress-free.

Still have questions?

Clear answers for confident boating.

Speak with a Marine advisor today

Let’s Get You Back on the Water

Share a few details—we’ll follow up with options tailored to your vessel and lifestyle.

An aerial photograph of a marina full of parked boats

“Great customer service!  I had difficulty finding marine insurance on a classic boat over 40 years old.  Wells was able to help and secure the necessary insurance quickly."

Captain Axel Erkes
Captain and Marine Client
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