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Life Insurance

Protection that supports your people—at home and at work

Whether you’re planning for your family’s future or strengthening your employee benefits program, life insurance offers stability when it’s needed most. We’ll help you choose coverage that fits your goals.

Explore Life Insurance options

Life insurance creates stability - whether that’s a family staying in the home they love or an employee receiving essential support during an unthinkable moment. We’re here to help you understand your options with clarity and confidence.

Whether you’re covering a mortgage, supporting children, caring for aging parents, or planning for long-term commitments, life insurance is one of the most meaningful ways to protect the people you love. We help you compare term and permanent options, understand underwriting requirements, and choose coverage amounts that fit your personal goals and budget.

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Group life coverage strengthens your employee benefits program and provides essential support to your workforce. Employers can offer basic life coverage, voluntary life buy-ups, and dependent options depending on carrier availability. We’ll help you evaluate plan design, eligibility, portability, and how group life integrates with your broader benefits strategy. Coverage availability varies by carrier and state.

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Because we serve both individuals and businesses, we understand how life insurance interacts with personal financial goals, employee benefits, workforce planning, and long-term protection. We help individuals choose the right type and amount of coverage, and we help employers build competitive benefits packages that attract and support their teams. Our recommendations are always personalized to your situation and carrier options.

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Coverage with purpose

Life insurance that fits real lives, and real workplaces

From individual policies for families to group life programs for employers, Wells helps you align protection with your responsibilities, budget, and long-term plans.

Support for individuals & families

We help you compare term and permanent options so you can put dependable protection in place for the people who rely on you.

Group life for employers

Enhance your benefits package with group life coverage that supports recruitment, retention, and employee well-being. We’ll help you understand plan structures and carrier options.

Aligned with your full protection strategy

We take a holistic look at your existing benefits, personal insurance, and financial goals to help you avoid gaps or overlap.

Guidance as life and work evolve

A growing family, a changing workforce, a new business stage—your needs shift, and we’re here to help you reassess coverage along the way.

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Why clients trust Wells

“Adding group life to our benefits package was easier than expected. Wells walked us through the choices and kept things clear.”

Stephen C

Marketing Coordinator

Let’s help you protect the people who count on you

From individuals to employers, we’re here to help.

Connect with Wells

A clear process for individuals and employers

We start with the people you’re protecting—your family or your workforce—and guide you through options from multiple carriers.

See your coverage options

01

Share your goals—personal or workplace.

02

Review tailored options from our carrier partners.

03

Put a plan in place with support at every step.

Life insurance FAQs

Answers for individuals, families, and employers.

Let’s find the right protection for your situation

We’ll help you understand your options and what fits your needs.

Talk with a Wells advisor

Individuals may consider income replacement, debts, childcare, and long-term goals. Employers consider workforce size, plan structure, and budget. We’ll walk you through both scenarios to help you understand appropriate ranges. Not financial or tax advice.

We support term and permanent options for individuals and group life plans for employers. Specific offerings vary by carrier and state.

Employers can offer basic employer-paid coverage, voluntary supplemental options, and dependent life (when available). Carriers determine eligibility, limits, and underwriting requirements.

Employer-provided group life may not be portable if you change jobs. Individual policies stay with you. We can help you understand both types and how they fit together.

Some policies require an exam; others use simplified underwriting depending on carrier guidelines, age, and coverage amounts.

Let’s find the right protection for your situation

We’ll help you understand your options and what fits your needs.

Talk with a Wells advisor

Request life insurance guidance

Tell us whether you’re exploring coverage for yourself, your family, or your employees.

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"When it came time to search for better insurance I immediately reached out. Wells was able to provide with me a lower cost plan and made the entire process easy for me. The value they provided was incredible."

Alyssa P
Benefits Customer
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