Large gray shingled houses with porches and manicured hedges under a partly cloudy sky.

Private Client Services

Protecting Exceptional Lifestyles with Discreet Precision

Sophisticated insurance solutions for high-value homes, collections, and lifestyles - thoughtfully coordinated to preserve what you’ve built for generations.

Request a Confidential Consultation

A truly private client experience means fewer forms, fewer surprises, and a single point of contact who already knows the contours of your world.

High-value primary, secondary, and investment homes—built-to-spec reconstruction, fine-finish considerations, loss of use, and coastal wind/flood strategies tailored to your address.

Open-concept living room with beige and striped armchairs, a sofa with floral pillows, ottoman, wooden floor, and adjoining kitchen with island and hanging pendant lights.

Excess liability and umbrella designed for today’s realities: domestic staff, social hosting, travel, watercraft, and digital exposures that can reach both assets and reputation.

Woman sitting inside a cafe looking thoughtfully out the window with a cup of coffee.

Coverage for fine art, wine, jewelry, classic/collector autos, yachts, and bespoke items—scheduled with agreed values and appraisal guidance to avoid surprises.

Bearded man in blazer and tie holding a glass of red wine standing next to a wine rack.

The Wells Distinction

Protection that matches your complexity

Affluent lifestyles carry unique exposures. We coordinate coverage across properties, liability, and valuables - so your portfolio works together, not in silos.

Private client focus

Advising coastal and multi-state families with high-value assets for over a century - delivering white-glove guidance with confidentiality and care.

Premier market access

As a partner in Assurex Global, the world’s largest privately held broker network, we have access to exclusive carrier relationships and global private client resources.

Advisor Coordination

We can comfortably work with your wealth, legal, and estate teams to align insurance with tax and legacy planning.

Proactive oversight

Annual reviews and mid-year checks help keep limits, schedules, and valuations current.

Confidence built on trust

"We recommend Wells Insurance to all of our real estate clients and the ones who insure with them have always been happy and satisfied with their service."

Joe A

Personal Customer

Let's protect what you've built

Start with a private, no-obligation review.

Connect with a Private Client Advisor

Middle-aged man in a suit smiling and looking at another person in a bright indoor setting.

Global Strength, Private Access

Connected to the World’s Leading Private Broker Network

As an Assurex Global Partner, Wells is part of the world’s largest privately held network of independent insurance brokers—trusted by clients in more than 90 countries. This partnership provides access to exclusive markets, benchmarking insights, and global private client expertise that few regional agencies can match.

‍

For our Private Client families, this means your coverage benefits from international reach and deep carrier relationships—while your service remains local, personal, and discreet.

Learn about Assurex Global

730+

Partner Offices on Six Continents

#1

World’s largest privately held broker

$47B+

In total insurance premiums managed

Private Client, answered

Short, clear guidance for common questions.

Prefer a discreet conversation?

We’ll reach out at your convenience.

Request a confidential consultation

It addresses higher reconstruction costs, specialty finishes, complex schedules, and elevated liability—coordinated across your portfolio rather than policy-by-policy.

For many scheduled items, yes. We’ll outline appraisal requirements, cadence, and when agreed-value coverage is appropriate.

We design placement to your property’s exact exposure, coordinating wind, flood, and excess solutions to reduce gaps and claim friction.

Yes. With your permission, we collaborate to align coverage with estate, trust, and tax considerations.

We recommend an annual full review, plus mid-year updates for acquisitions, renovations, moves, or significant life events.

Prefer a discreet conversation?

We’ll reach out at your convenience.

Request a confidential consultation

Introduce yourself—our Private Client team will follow up.

A blurred photograph of a woman walking past while talking on the phone

"Fantastic service and always answered our questions so that we could understand everything we needed."

Kevin C

Personal Customer

Thank you for your submission!

Oops! Something went wrong while submitting the form.

Protecting Exceptional Lifestyles with Discreet Precision

A truly private client experience means fewer forms, fewer surprises, and a single point of contact who already knows the contours of your world.

Homes & Properties

Lifestyle & Liability

Collections & Passions

Protection that matches your complexity

Private client focus

Premier market access

Advisor Coordination

Proactive oversight

Joe A

Let's protect what you've built

Connected to the World’s Leading Private Broker Network

Private Client, answered

Prefer a discreet conversation?

How is Private Client different from standard personal insurance?

Do I need appraisals for valuables?

How do you handle coastal wind and flood?

Will you work with my wealth advisor or attorney?

How often should my program be reviewed?

Prefer a discreet conversation?

Request a confidential consultation

Thank you for your submission!

3 minutes to get started