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Small Business

Coverage that Grows with Your Business

Wells helps small business owners protect what they’ve worked hard to build—with tailored coverage, competitive options, and a partner who understands where you’re headed next.

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Small businesses deserve big protection without the complexity. Our Select Business program makes insurance simple, fast, and personal—built to grow with you, so you can stay focused on running your business.

We help you identify exactly what you need—General Liability, Business Property, Workers’ Compensation, or a Business Owner’s Policy (BOP). Every recommendation is built around how you operate.

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Some steps take time, but we keep them streamlined and transparent—so you always know what’s happening and why.

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As your business evolves—adding vehicles, employees, or locations—we help you adjust your protection without disruption or surprises.

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Built for Business Owners

We simplify insurance so you can focus on your business

Our team specializes in right-sized coverage for small and growing companies.

Industry Experience

Decades of commercial insight, applied to help you understand what matters most for your size and industry.

Streamlined Process

Quick quotes, clear communication, and responsive service from a local team that actually knows your name.

Scalable Solutions

From startup to expansion, we adapt your protection as your business grows—so your coverage keeps pace with your goals.

Community Connection

We champion small businesses across the Carolinas through sponsorships, education, and advocacy.

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Voices from Small Business Clients

"With Wells, it's been easy to file a claim, and I love that all my billing, COI's etc. are easy to access online anytime I need them."

John F

Brickyard Owner, Small Business client
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Resources That Empower

Tools for Smarter Business Decisions

Our client portal gives you 24/7 access to risk management tools, safety training, and HR resources designed for small businesses.

Explore Zywave Client Portal
Resources That Empower

Let’s Protect What You’ve Built

Get coverage that fits—and grows—with you.

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What to Expect from Wells

We bring the clarity, consistency, and personal service that small business owners rarely find with large brokers or online platforms.

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01

Quick, customized quotes.

02

Real relationships and clear communication.

03

Coverage that evolves with your growth.

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Anytime Access

The Wells App: Insurance Made Simple

Your business doesn’t stop when our offices close—and neither should your access to coverage information. With The Wells App, you can manage policies, request certificates, and contact our team in just a few taps.

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Perfect for small business owners, The Wells App connects you directly to your Wells service team, helping you handle the essentials quickly and confidently—no portals, no waiting, no confusion.

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Questions from Small Business Owners

We’ve compiled the most common questions we hear from business owners who are just getting started.

Ready to Get Started?

Let’s build a plan that protects your business today—and positions you for tomorrow.

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Most need a Business Owner’s Policy (BOP), which combines general liability and property coverage. We help determine whether you also need Workers’ Compensation, Professional Liability, or Cyber coverage.

Costs vary by industry, size, and exposure. We shop multiple carriers to find competitive options and explain the trade-offs between coverage and price.

Absolutely. Our service team can issue certificates—often within the same day—so you can meet client or contract requirements without delay.

Growth is a good thing! We make policy adjustments as your needs evolve, ensuring continuous protection without interruptions.

Ready to Get Started?

Let’s build a plan that protects your business today—and positions you for tomorrow.

Talk with an Advisor

Start Your Quote

Tell us a little about your business, and we’ll match you with a Wells advisor who understands your industry.

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“Wells made the process so easy. I finally understand what I’m paying for and why.”

Maria G
Cafe Owner, Small Business client
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