Real guidance. Practical insight. From the people who know insurance best.

Navigating Employer-Sponsored Coverage & Medicare

Learn how Medicare interacts with employer-sponsored health plans. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements.

ERISA Fiduciary Duties

An in-depth session on ERISA fiduciary duties for health and welfare plans, designed to help employers understand their obligations as plan sponsors. We’ll review key ERISA requirements, highlight common compliance pitfalls, and share practical best practices to minimize fiduciary risk.

ACA Reporting for Employers: Requirements, Deadlines, and Common 1095-C Coding Scenarios Explained

A practical breakdown of ACA reporting requirements, deadlines, and common coding scenarios to help employers avoid costly compliance mistakes.

How to File an Insurance Claim Without the Stress

Learn how to file an insurance claim with ease and confidence, guided step-by-step by Wells Insurance to ensure a stress-free experience.

Employee Benefits Compliance Year in Review: Key 2025 Developments and What Employers Should Watch for in 2026

Throughout 2025, HR and employee benefits professionals have continued to navigate an evolving compliance landscape for health and welfare benefit plans. As the year draws to a close, we highlight the most significant compliance developments and regulatory changes that shaped 2025 and what they mean for your organization.

Understanding Health Reimbursement Arrangements (HRAs): Types, Compliance Considerations, and Strategic Use

A practical overview of Health Reimbursement Arrangements (HRAs), including types, compliance considerations, and how employers can use them to manage benefit costs and design flexibility.

ERISA Plan Documents, Wrap Plans, and POP Documents: What Employers Need to Know

A practical overview of ERISA plan documents, wrap plans, and cafeteria (POP) plans—what employers need, why they matter, and how to stay compliant.

A Guide to the Insurance Claims Process

Wilmington: The Southern Gem That Has It All: Charm, Career, and Coastline

Why Wrightsville Beach Is the Coastal Escape You’ll Want to Call Home

Why Wilmington Ranks as One of America’s Best Places to Live

Navigating Open Enrollment Challenges: What Employers Need to Know

Does Your Home Insurance Keep Up With Rising Property Values?

Winterizing Your Boat the Smart Way: Mistakes to Avoid Before Hauling Out

After the Storm: How to Inspect Your Boat for Hidden Damage

Why Credit Scores Matter for Insurance – and How to Improve Yours

First-Time Homebuyer’s Guide to Essential Home Insurance Coverage

What the Government Shutdown Means for NFIP Flood Insurance - And What You Should Know

Festival Security: Keeping Seasonal Events Safe and Thriving

Hurricane Season Prep for Coastal Boaters: 5 Steps to Protect Your Vessel Before the Storm

Employee Benefits Compliance Update: What Employers Need to Know for 2025 and Beyond

A practical overview of recent employee benefits compliance updates, including Medicare Part D creditable coverage changes, mental health parity rules, and key regulatory developments impacting employer-sponsored plans.

3 Ways Moving Companies Can Prepare for the Off-Season

Transparency and Consumer Education: Helping Employees Get the Most Out of Their Benefits

Mental Health and Well-Being Programs: Meeting Rising Demand in Today’s Workplace

Managing Specialty Drug Costs While Protecting Employee Access

Case Studies on Discrimination from the EEOC

Assurex Global Benefits Visualized: Vision Insurance

Tips for a Smooth Commercial Insurance Renewal Process

Commercial Insurance Coverage for Remote and Hybrid Workers

Climate Change and Insurance: What It Means for Your Business