Our pets fill our homes with love—and sometimes a few surprises. Through our partnership with Prudent Pet, you can choose coverage that helps with unexpected vet bills, so the only thing you’ll ever have to worry about is who gets the good spot on the couch.
From swallowed socks to routine vaccines, Prudent Pet plans can help cover accidents, illnesses, exam fees, prescriptions, and more—plus optional wellness coverage for everyday care. (Pre-existing conditions not covered.)
Take your pet to the vet, snap a photo of the invoice, and submit it online. Claims are typically reimbursed within days—no waiting on hold, no runaround.
You set your annual limit, deductible, and reimbursement percentage. Most families choose $10K coverage with 80% reimbursement and a $500 deductible for balance and peace of mind.
We evaluated providers and chose Prudent Pet for speed, flexibility, and real support when it matters most.
#1 rated pet insurance on Trustpilot with thousands of reviews.
75% paid in 24 hours; 95% in under a week.
Freedom to see any vet in the U.S. or Canada.
Plans designed to protect every pet.
Get a personalized quote in minutes.
Quick answers before you get your quote.
Yes. You can visit any licensed vet in the U.S. or Canada.
Most are processed within 24 hours, and nearly all within a week.
Yes—5 days for accidents, 14 days for illnesses, and 180 for knee/ligament (which your vet can waive).
Like most pet insurance plans, they’re not. We encourage reviewing full terms before enrolling.
Yes, there’s a 30-day money-back guarantee if no claims are paid during that time.
Have a quick question before you get your quote? We’ll help you get started.
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