Insurance is complicated.
Getting answers shouldn’t be.

Put safety first. Once conditions improve, document damage with photos and call Wells if you're unsure the order of filing. During storm events, carriers may include additional staff to help start the claims process quickly.

Yes. Through our national carrier partners and Assurex Global network, we support both personal and commercial clients with multi-state needs.

Our approach is personal, advisory, and rooted in more than 100 years of family leadership. Clients rely on us for our service, carrier relationships, and coastal know-how to help navigate coverage decisions with clarity.

We help employers design medical, dental, vision, life, disability, and voluntary benefits programs, along with support for fully insured, level-funded, and self-funded arrangements.

We encourage filing claims directly with your carrier, as it’s often the quickest way to start the process — especially during storm events. If you’d prefer guidance, you can always call Wells first unless the situation is urgent or after-hours. Our team can help you get oriented and direct you to the right carrier if needed.

For personal insurance: property details, drivers, vehicles, and prior insurance history.

For commercial insurance: operations overview, payroll, revenue, equipment, and loss history.

We guide you through exactly what’s required.

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