Aerial view of a winding river with surrounding marshlands and houses nestled among dense green trees under a blue sky.

Protection that fits your life - and the coast you call home

From your first home to the boat on your lift, we help you find coverage that fits your coastal life. We partner with trusted carriers, factor in wind and flood risks, and offer clear guidance so you can make confident, well-informed decisions.

4.9 stars from clients
97% client retention rate
100+ years serving the coast
Wind & Hail
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Home & Auto
Home & Auto

Coverage that protects where life happens

Your home and car carry more than value - they carry your life. We help you find coverage that fits how you live, from the home you’ve built to the car that takes you where you’re going.

Man steering a small motorboat speeding over ocean water during a clear sky sunset.
Boat & Marine
Boat & Marine

Protection for your boat, your dock, and your peace of mind

Your boat is more than a purchase - it’s your escape on the water. From your vessel to your boat lift, we help you find coverage that fits your coastal life - so you can relax and enjoy every trip

Colorful beachfront houses along a sandy beach with green grass in the foreground and a calm ocean under a blue sky.
Wind & Hail
Wind & Hail

Coverage built for wind, hail, and hurricane season

Coastal weather can turn fast. We help protect your home from wind and hail damage with coverage designed for coastal living - so you can focus on what matters most, not the next forecast.

Aerial view of a coastal residential area with docks, boats, and kayakers paddling on calm water.
Flood Insurance
Pilot wearing headset and sunglasses operating controls inside a small airplane cockpit.
Aviation
Aviation

Coverage for those who know the freedom of flight

Flying isn’t just what we insure - it’s what we do. Led by pilots and aircraft owners, we understand the nuances of hangars, hulls, and high altitudes, helping you protect the lifestyle that takes you skyward.

A color photograph of suburban houses with a cloudy but blue sky
Private Client
Private Client

Protecting exceptional homes, collections, and lifestyles

Your success deserves thoughtful protection. We help high-net-worth families secure what matters most - with coverage designed to preserve value and peace of mind for generations.

Golden retriever lying on a sofa with a smiling family of three in the background.
Pet Insurance
Pet Insurance

Because family comes in all shapes and sizes

Our pets fill our homes with love—and sometimes a few surprises. Through our partnership with Prudent Pet, you can choose coverage that helps with unexpected vet bills, so the only thing you’ll ever have to worry about is who gets the good spot on the couch.

Smiling woman holding a sleeping newborn in a bright home kitchen, with a blurred man holding a child in the foreground.
Life Insurance
Life Insurance

Protection for the people who rely on you

Life insurance helps provide financial stability for your family if something unexpected happens. We help you choose coverage that fits your life, your priorities, and the people who depend on you.

Protect what matters

most - with trusted guidance

Tell us what you’d like to protect, and we’ll make the process simple and transparent. No pressure—just clear advice and personal insurance solutions designed to fit your life.

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"I've used Wells for many years. They took very good care of me."

Robert K
Personal Customer
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"I have been very satisfied with Chrissy and Wells Insurance.  She always takes time to answer questions and find me the best rates."

Frank & Linda V
Personal Customer
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"We have been working with Wells Insurance for about 5 years now for all of our insurance needs. Highly recommend!"

Cindy M
Personal Client
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