Transcript

The first thing you need to do is to stay safe. It can be dangerous and or challenging to get back to your property. If you see that there is damage, you need to document and report it to your insurance company immediately. In a large scale hurricane event, there could be thousands of other claims coming in post storm.

So the sooner you can put your claim in, the higher up you will be in the queue. The next step is to take a lot of photos and videos of the damage. Your carrier will want to have as much documentation of the damage as possible. Per your contract with the insurance carrier, it is your responsibility as a homeowner to help mitigate further damage.

So for example, if you have drywall that's fallen, you're gonna wanna clean that up so you can safely walk through the area. If there's water damage, clean that up to prevent mold or mildew from developing. If you have a hole in your roof, you're gonna wanna put a tarp up so more rain isn't gonna come in. Along with taking those photos, you're going to want to keep that damaged debris in a safe area because adjuster will often want to see that.

So in a safe, dry area that they can view it when they come out to the home. Definitely hang on to your receipts because those could be reimbursable expenses as part of the total claim.

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