Boat & Marine Insurance
We’re your coastal boat, charter, marina and marine artisan insurance professionals. Let our crew help you protect your water lifestyle.
Wilmington, NC and the US’s boat, charter, marina and marine artisan insurance professionals. Let our crew help you protect your water lifestyle.
Having a selection of choices available in the insurance markets available to us, rather than the one or two offered by your agency down the street, helps Wells Marine find the right combination of price and product to match with your needs. If your agent isn’t shopping your marine insurance coverage with multiple carriers, you aren’t getting to see what the “rest of the marketplace” holds for your particular risk.
It’s important to know that EVERY marine risk is rated individually—both the boat and the insured, so shopping as many carriers as you can will help locate the best rate out there. Remember, however, that the lowest rate doesn’t necessarily equal the right product for you—so be sure to ask your Wells Marine Insurance agent about that.
At Wells Marine, we can take the time to explain your coverage and what differences you may find between our quoted product and your current product. Taking the time to dial it in properly and accurately to your risk profile, means fewer “surprises” come claims time—which is the worst time to find out you didn’t have the coverage you thought you did.
This is how our experience, focus on the maritime industry, and depth of carriers as a 100-year-old brokerage pays off for our clients, and why they become raving fans and stick with us year after year.
A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to things like:
Your policy may also extend to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property may also be available.
Liability insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options can include bodily injury payments, damage to another’s property, medical payments, guest passenger liability, and more.
At Wells Marine Insurance, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat.
You may also be eligible for money-saving discounts when you insure multiple watercraft or when combining your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.
A Boat Owners policy from Wells Marine Insurance can help you cast your worries aside, and better enjoy your time afloat. We offer many coverage options to keep you, your vessel, and its passengers safe.
We offer coverage for the following marine vessels and more:
We work collaboratively with you to identify each detail of your business and match these details with appropriate programs in the commercial marine market to present to you. Coverage options for marine businesses are as varied as the type of work available in the industry – some of which include Liability, Property & Indemnity, and Agreed Value.
Whether you are a part-time charter fishing guide, a full-time marine artisan, or a large marina or dive school, we will help you find the policy that best meets your needs to provide protection to you and your business.
Other types of marine coverage include but are not limited to:
We’re a team of professional marine insurance agents, who understand and share your passion for the water. Because we focus solely on marine products, we can help you understand the different options available for you and help you select what’s right for your situation.
Our goal is to foster regular communication on a one-on-one basis with our clients to develop not only the perfect insurance policy but a lasting relationship as well. We know that once you start living the water lifestyle, you can’t ignore the pull of the sea. Wells Marine offers key protection and services, so you can enjoy your time on the water, every time you go out.
With Wells Marine Insurance, you’ll experience top-notch service and the power of choice that you can only find with an independent insurance agency, with superior protection, on and off the water.
From personal and commercial insurance to employee benefits packages and marine insurance we’ve got you covered. Select a product and let us help you find the best coverage at a great value.