Boat and Marine Insurance

Wilmington, NC and the US’s boat, charter, marina and marine artisan insurance specialists. You won’t find a better crew to protect your water lifestyle.

Boat & Marine Insurance

Wilmington, NC, and the US’s boat, charter, marina, and marine insurance specialists. You won’t find a better crew to protect your water lifestyle.

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Why Do Boaters Choose Wells Marine Insurance?

At Wells Marine, we have a dozen boat and marine insurance carriers at hand, all of which are A or A+ rated by AM Best, and that advantage allows us to shop for our clients widely and accurately, per their unique needs.

Having these dozen markets available, rather than the one or two offered by your agency down the street, will nearly always result in Wells finding the RIGHT price and product combination for our client’s risk.  If your agent isn’t shopping your marine insurance coverage with multiple carriers, you aren’t getting to see what the “rest of the marketplace” holds for your particular risk.

It’s important to know that EVERY marine risk is rated individually—both the boat and the insured, so shopping as many carriers as you can will help locate the best rate out there. Remember, however, that the lowest rate doesn’t necessarily equal the right product for you—so be sure to ask your Wells Marine Insurance agent about that.

At Wells, we take the time to explain your coverage and what differences you may find between our quoted product and your current product. Taking the time to dial it in properly and accurately to your risk profile, means fewer “surprises” come claims time—which is the worst time to find out you didn’t have the coverage you thought you did.

This is how our experience, focus on the maritime industry, and depth of carriers as a 100-year-old brokerage pays off for our clients, and why they become raving fans and stick with us year after year.

Boat and Marine Insurance Agency Wilmington NC

What Does a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water.

A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

Liability Insurance

Liability insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include bodily injury payments, damage to another’s property, medical payments, guest passenger liability, and more.

Additional Coverage Options

At Wells Marine Insurance, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat.

You may also be eligible for money-saving discounts when you insure multiple watercraft or when combining your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

Wells Marine Insurance

Personal Boat Insurance

For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners policy from Wells Marine Insurance, you can cast your worries aside, and enjoy your time afloat knowing that you are properly insured. We offer many coverage options to keep you, your vessel, and its passengers safe.

We specialize in coverage for the following marine vessels:

  • Yachts
  • Performance boats
  • Sailboats
  • Personal watercraft
  • Houseboats
  • Boat trailers

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Wells Boat and Marine insurance

Commercial Marine Insurance

Commercial Marine business owners and operators have specific needs and unique insurance requirements.

At Wells Marine Insurance, we understand this, and we specialize in it. Our job is to create commercial insurance programs that offer the broadest coverage for the most competitive price.

We work collaboratively with you to identify each detail of your business. We match these details with the most appropriate and protective programs and we touch base with you throughout the year to ensure that your policy is current. Coverage options for marine businesses are as varied as the type of work available in the industry – some of which include Liability, Property & Indemnity, and Agreed Value.

Whether you are a part-time charter fishing guide, a full-time marine artisan, or a large marina or dive school, we will find the policy that best meets your needs and keeps you and your business protected.

Other types of marine coverage include:

  • Disappearing hull deductible
  • Pollution liability
  • Professional angler liability
  • Dockside liability
  • Replacement vessel liability
  • Tournament fee reimbursement
  • Named storm deductible
  • Tackle and personal property liability
  • Broad navigation and boat trailering conditions

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Ready for a Quote?

Give us a call or stop by our Marine office located at 2 1/2 Marina St. Suite A in Wrightsville Beach, NC

Say hello to the best marine insurance team in the business.

Our team of knowledgeable boat insurance professionals is experienced in creating marine and marina insurance policies designed to fit whatever your needs may be.

We’re a team of experienced marine specialists, who are boaters who understand and share your passion for the water. Because we specialize in marine insurance and have a dedicated team that focuses solely on marine products, we can help you understand the different options available for you and select what’s right for your situation.

Our goal is to foster regular communication on a one-on-one basis with our clients to develop not only the perfect insurance policy but a lasting relationship as well. We know that once you start living the water lifestyle, you can’t ignore the pull of the sea. Wells Marine offers some of the most comprehensive protection and services available, so you can enjoy your time on the water, every time you go out.

With Wells Marine Insurance, you’ll experience second-to-none unmatched service and attention to detail that you can only find with an independent insurance agency, with superior protection, on and off the water.

Ashley Carroll
Client Advisor
Jason Riley – Bio
Acct Executive – Marine Mgr
Lauren Smith
Senior Client Advisor

Get Started on a Quote Today

From personal and commercial insurance to employee benefits packages and marine insurance we’ve got you covered. Select a product and let us help you find the best coverage at a great value.

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