Crystal Calcutt

Crystal Calcutt is an Executive Client Advisor in the Employee Benefits Division at Wells Insurance. She brings more than 25 years of experience across all aspects of the Employee Benefits lifecycle.

Crystal works with employers ranging from small businesses to organizations with over 1,000 employees, helping design and manage benefit programs that balance care, cost, and compliance. Her practical approach and deep industry knowledge make her a trusted partner for business owners and HR leaders.

Originally from Sanford, North Carolina, Crystal supports clients across both North and South Carolina.

Outside of work, she values time with family and friends and enjoys making the most of everyday moments.