Why Wells?

Coastal, inland and beachfront property insurance specialists.

Why Wells?

There’s something special about a company that continues to thrive after four generations and 100 years. Our agency has a long-standing reputation built by helping our customers the right way—the Wells way.

Why choose Wells Insurance?

Not all insurance companies are created equal, and there aren’t many who offer the same level of experience as we do here at Wells.

With Wells, you are more than protected—you are Wells protected! And with a 97% retention rate from our clients, we know what our clients need. Let them speak for us!

Looking for better protection?

If the Wells Way resonates with you, let us look at your existing policy, find ways to save you money, improve your coverage, and give you Wells protected peace of mind.

Get started on your free quote today!

Get Your Rate Quote

We understand your risk challenges and find the best solutions for optimal coverage.

Because we are a full-service independent insurance agency and not just representing one specific carrier, we give you the power of choice. We know which carriers are best suited for excellent coverage and prime rates for your particular needs. We shop our portfolio of dozens of carriers and pick and choose the right options to give you a customized coverage plan that is best in class and tailored specifically for your unique needs.

We will be there when you need us, and we are committed to you.

We have served residents and companies in the coastal Carolina area for over a century. It would be challenging to find anyone who has deeper personal connections to our carriers’ portfolio than our Wells’ team. With Wells Insurance, you’re family, and will never be just a number.

We can make your life easier.

Our knowledge in a wide range of risks is unsurpassed. We know what gaps to look for in your existing policies and how to help you be best covered when crafting a new policy. Many other agencies don’t take the time for these extra steps for you—the advice we can provide often becomes invaluable in the long run.

In addition, insurance and risk management can be complex topics. Not only can the options be overwhelming to many, but as your business changes or your family grows, it can be a challenge to continually stay on top of proper insurance protection. We can help in every area by offering free information on safety meeting topics, print materials, education for employee benefits and HR topics, legislative changes, and tips on preventing problems with your home. You have enough on your plate, without thinking about overhauling your insurance- let us work for you and make your life easier. As a trusted insurance agency for 100 years, this is why we consider The Wells Way, The Right Way.

About Us

At Wells Insurance, our fast-growing agency—one of the largest in the region—takes commercial, personal, marine insurance, and employee benefits customers into the cutting edge of 21st-century protection.

With four distinct pillars of focus, we serve nearly every niche in the insurance business.

Insurance solutions for North Carolina and South Carolina

Personal Insurance

Our Personal insurance division covers your home, auto, valuables, liability, and other personal needs—specializing in the Carolina Coast.

Why Wells

Commercial Insurance

Our Commercial department covers a vast array of industries from small businesses to heavy hitters with thousands of employees across the US and worldwide.

Insurance solutions for North Carolina and South Carolina

Employee Benefits

Our Employee Benefits division serves the needs of employer- covered healthcare and supplemental coverage in North and South Carolina.

Why Wells

Marine Insurance

And our Marine Insurance division is the region’s specialist in knowledge and ability to adequately cover everything from small boats, yachts, commercial vessels, marinas, boat dealers, guide services, and marine artisans.

Most importantly, as an Independent Insurance Agency, we are not limited to just representing one company, like many of the online or national insurance companies do.

This means we can shop the whole insurance market to find you the right carrier(s) and the right coverage options to suit your individual needs, saving you time, stress, and money.

Giving Back

A big part of the Wells Way involves staying heavily involved with and regularly volunteering time and resources to our community.

Through regular food bank donations, charity drives, providing paid volunteer time for our staff, and other financial support to causes close to our heart, the Wells Insurance team invests in making our communities stronger, healthier, and more vibrant.

Why Wells

History of Wells

In 1920, our great-great-grandfather Harold W. Wells, Sr. founded Wells Insurance in a small office on Princess Street in downtown Wilmington, NC.

Today we are in our 4th generation of family ownership as our dad Harold is our Chairman while sons Harold “Hal” Wells IV and Steve Wells serve as co-presidents and CEO/COO of our agency.

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Working together in our business, our family and our employees have built Wells Insurance into one of the largest and most established insurance agencies in North Carolina, with four offices and over 80 staff representing numerous national and regional carriers. We provide carefully crafted coverage and risk expertise to individuals and corporations across the US and serve our client’s needs worldwide through our partnership with Assurex Global.

Wells Insurance is committed to staying a family-run privately-owned agency, dedicated to serving the community we live in with integrity, compassion, and expertise. We welcome you to let us protect you, “The Wells Way.”

Get Started on a Quote Today

From personal and commercial insurance to employee benefits packages and marine insurance we’ve got you covered. Select a product and let us help you find the best coverage at a great value.

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